Medical Insurance

Insurance is included in the price and covers the program participant for the official on-site period of program. This is not an optional benefit; every ISA participant will be covered by the ISA medical insurance coverage. ISA requires that all students have comprehensive insurance and has arranged for a group insurance policy.

The benefits of the coverage include the following:

  • ACCIDENTAL DEATH AND DISMEMBERMENT BENEFIT
  • MEDICAL EXPENSE BENEFIT
  • REPATRIATION OF REMAINS BENEFIT
  • EMERGENCY MEDICAL EVACUATION
  • EMERGENCY REUNION BENEFIT
  • TRIP INTERRUPTION BENEFIT

This is a brief summary of the program. Please refer to the description of coverage for further details. Coverage for ISA Custom Programs varies.

Description of Coverage

To read the Description of Coverage, please select the following link that is appropriate for your program:

  • For programs starting prior to August 1, 2014
  • For semester, trimester and year programs starting prior to August 1, 2014 in the Czech Republic or Spain

  • For programs starting August 1, 2014 and thereafter

  • For semester, trimester and year programs starting August 1, 2014 and thereafter in the Czech Republic or Spain

  • For programs starting January 1, 2015 and thereafter in Australia, New Zealand or Fiji
Insurance Claims

If you incurred medical expenses during your time abroad with ISA and would would like to file a claim for reimbursement, please select the following links for a claim form and filing details:

  • Claim Form (PDF)
  • Insurance Claim Instructions (PDF)

If you have filed a claim with ACI and would like to check on the status, select the following link:

  • Claim - Status Check
Maintaining Primary Health Insurance Coverage

We recommend that all program participants maintain primary health insurance while abroad. This is particularly important if you have any pre-existing conditions, but is also beneficial if you have an injury or illness while abroad and require further treatment upon your return home. Consult with your current insurance provider to confirm coverage policies while traveling abroad.

Studying Abroad in your Home Country

Insurance coverage in students' home country is excluded, so please contact ISA right away if you have plans to study abroad with ISA in your home country.

Extensions of Insurance Coverage

Medical insurance extensions are also available for ISA participants for an additional cost. Interested students should contact the ISA Office for further details.