Funding Your Program
Table of Contents
Worried about your budget? Funding your program can be one of the most stressful parts about studying abroad. However, the links below will help guide you through the process.
For more information about applying financial aid to an ISA program, check out the PAYING WITH FINANCIAL AID section.
The FACT is one of the most helpful tools in this section. Use the calculator to estimate how much of your program cost will be covered by your financial aid. Once your Verification of Award is completed, the calculator will help to determine and clarify your method of payment.
In order to financially prepare for your program, you should look at our list of ESTIMATED ADDITIONAL EXPENSES. This list will give you an idea of expenses not covered in the program cost. Living expenses vary by city and by housing option, so it is important to look at all of your options before deciding which program is right for you!
If not using financial aid, the program price must be paid in full by the final forms and payment due date. ISA's PAYMENT METHODS page explains the different ways to pay for your program.
Scholarships and grants are financial aid that does not have to be repaid. For information about ISA Scholarships, ELAP Scholarships, Host University Scholarships and Outside Scholarships, please see our SCHOLARSHIPS page.
If you have a 529 Plan or a prepaid college saving fund, ISA will accept any funds that are applicable to the study abroad program. However, the rules for the use of funds from 529 accounts and college saving plans vary from provider to provider and from one US university to another. Some students have had their funds released directly to them with no problems while others have found that the funds could be used if applied through the US university. Please speak with your funds provider and home university about whether they would be able to process those funds for you so that you can use them for your program abroad.